Whether you’re turning 65, retiring, or becoming eligible for Medicare due to a qualifying disability, navigating your Medicare options can feel overwhelming. At Insurance Benefits Consultants, we’re here to make the process simple.
Our licensed Medicare advisors will explain your options, compare plans from multiple insurance companies, and help you choose coverage that fits your healthcare needs and budget—all at no cost to you.
The best time to begin planning for Medicare is 2–3 months before your 65th birthday. Starting early gives you plenty of time to understand your options, complete your enrollment, and have your coverage ready when you’re eligible.
If you or your spouse are covered by an employer health plan, you may not need to enroll in Medicare Part B right away. Every situation is different, so we recommend speaking with one of our Medicare advisors before making any decisions.
Helps pay many of the out-of-pocket costs that Original Medicare doesn't cover, giving you greater financial predictability and the freedom to see any provider nationwide who accepts Medicare.
An all-in-one alternative to Original Medicare that often includes prescription drug coverage along with extra benefits like dental, vision, hearing, and fitness programs.
Helps cover the cost of prescription medications and protects you from high drug expenses. We'll help you find a plan that covers your medications at the lowest possible cost.
Medicare Plans help eligible individuals receive healthcare coverage for hospital care, medical services, and other healthcare needs. Depending on your situation, you may choose from Original Medicare, Medicare Advantage, Medicare Supplement (Medigap), or Prescription Drug Plans.
Most people become eligible for Medicare when they turn 65. Some individuals under 65 may also qualify due to certain disabilities or specific medical conditions. Our licensed advisors can help determine your eligibility and explain your options.
Original Medicare includes Part A (Hospital Insurance) and Part B (Medical Insurance). Medicare Advantage Plans are offered by private insurance companies approved by Medicare and provide Part A and Part B coverage, with many plans also including prescription drug coverage and additional benefits.
You can typically enroll during your Initial Enrollment Period when you first become eligible for Medicare. You may also qualify during the Annual Enrollment Period or a Special Enrollment Period if you experience certain life events.
For many people, the month you turn 65 is when Medicare coverage begins. We’ll help ensure your Medicare coverage is in place and that any additional coverage you’ve selected begins at the right time.
