Original Medicare provides valuable healthcare coverage, but it doesn’t pay for every medical expense. Medicare Supplement Plans, also known as Medigap, help cover many of the out-of-pocket costs left behind by Medicare Parts A and B, giving you greater financial protection and peace of mind.
At Insurance Benefits Consultants, we help Medicare beneficiaries throughout Missouri, Arkansas, Oklahoma, and Kansas compare Medicare Supplement Plans from trusted insurance carriers. Our experienced advisors will help you understand your options and find coverage that fits your healthcare needs and budget.
Even with Original Medicare, you may still be responsible for deductibles, copayments, coinsurance, and other healthcare expenses. Medicare Supplement Plans are designed to work alongside Original Medicare, helping reduce these out-of-pocket costs while providing more predictable healthcare expenses.
With a Medicare Supplement Plan, you can enjoy the confidence of knowing you have additional financial protection when you need medical care.
Medicare Supplement Plans provide additional coverage that complements Original Medicare and helps reduce unexpected healthcare costs.
Many Medicare Supplement Plans help pay for expenses such as deductibles, copayments, and coinsurance that Original Medicare does not fully cover.
Visit any doctor, specialist, or hospital in the United States that accepts Medicare without needing referrals or provider networks.
By helping cover many out-of-pocket costs, Medicare Supplement Plans can make healthcare expenses easier to budget throughout the year.
Whether you’re at home or traveling within the United States, your Medicare Supplement Plan travels with you anywhere Medicare is accepted.
If you want more predictable healthcare costs and greater flexibility when choosing healthcare providers, a Medicare Supplement Plan may be the right solution.
Medicare Supplement Plans can help you:
Our advisors will help determine whether a Medicare Supplement Plan is the right fit for your healthcare goals.
Our licensed Medicare advisors will explain your options, compare plans from multiple insurance companies, and help you find coverage that fits your healthcare needs and budget—all at no cost to you.
A Medicare Supplement Plan, also known as Medigap, helps pay many of the out-of-pocket costs that Original Medicare does not cover, including certain deductibles, copayments, and coinsurance.
Yes. You must be enrolled in both Medicare Part A and Medicare Part B before you can purchase a Medicare Supplement Plan.
Yes. Medicare Supplement Plans allow you to visit any healthcare provider in the United States that accepts Medicare, without needing referrals.
No. Medicare Supplement Plans do not include prescription drug coverage. If you need medication coverage, you may also want to enroll in a separate Medicare Part D Prescription Drug Plan.
The best time to enroll is typically during your Medicare Supplement Open Enrollment Period, when you may have guaranteed issue rights and more plan options available.
